Let’s Talk
It Through.

No forms, no queue, no chatbot. Email or call Carlos directly — whichever you’d rather do — and you will hear back from an actual person.

Get In Touch

Three Ways To Reach Carlos

Not sure where to start? Email is the easiest — a sentence about your situation is plenty.

Email carlos.ramos@highlandmtg.com Opens your mail app with the address already filled in. Tell us what you’re trying to do and we’ll take it from there. Send An Email → Call Or Text (813) 767‑1887 Straight to Carlos. If he doesn’t pick up he’s on another call — leave a message and he’ll ring you back. Call Now → Apply Online Start An Application Ready to move? The secure application takes a few minutes and tells us exactly what we need to know. Apply Today →

Where He Works

Tampa Bay And Beyond

Tampa, Florida
Highland Mortgage · Tampa Midtown

Carlos is based in Tampa and licensed across Florida — from Hillsborough and Pinellas out through Pasco, Polk, and Manatee, and anywhere else in the state you are buying. Most of the process happens by phone, email, and e‑sign, so where you are in Florida does not slow anything down.

Want to meet in person? Reach out first and he will set a time that is not stacked against a closing.

Call (813) 767‑1887 Email First

Licensing

Loan Officer Carlos Ramos · NMLS# 460046

Company Boxcar Mortgage, LLC DBA Highland Mortgage · NMLS# 1969375

Licensed In Florida

Verify NMLS Consumer Access

Let’s Talk It Through.

Three Ways To Reach Carlos

Tampa Bay And Beyond

Licensing

Let’s Talk
It Through.